Mortgage Services

At HMS Homes we’re focused on providing an exceptional service to all customers. We acknowledge that for many Buyers in the UAE obtaining the right mortgage is one of the most important steps in securing your dream home. Which is why, for us, it’s important to have a specialist mortgage consultancy company working closely with us who can take care of all your financing needs.

With 29 mortgage providers in the UAE offering more than one product, it’s essential we have a dedicated mortgage consultant to help through one of the most important processes of buying a house. Whether you are employed, self-employed or non-resident looking for your dream home or an investment property our dedicated mortgage consultant have access to all the products, rates and regulations across the market. This means they can source the right product for all your financing needs. As they have worked in the UAE financial market for many years they’ll take the time and hassle out of the process for you.

We understand how stressful buying a property can be, therefore we make the following commitments to keep you at ease from consultation to the day you get your keys.

  1. Your consultant will call you EVERYDAY once you have proceeded with an application.
  2. No fee shall be taken if a loan is not approved.
  3. Your consultant will hold CEMAP qualification which is the professional qualification needed to arrange a mortgage in the UK.
  4. Your consultant will hold a degree from a British University.
  5. Your consultant will hold RERA accreditation.
  6. Your consultant will have more than 5 years’ experience in the UAE property market.
  7. Your consultant will recommend to you the most suitable financing options for your individual circumstances for you to then choose.
  8. Your consultant will guide you through the process until transfer.
  9. Your consultant will not make restrictions on the developer or development you choose to purchase through.
  10. Your mortgage consultation is free and confidential.

We’re happy to visit you one evening at your convenience, contact us now to speak to our mortgage specialist on +971 44250600 or email at

About Us

HMS Homes is an independently owned real estate company based in Dubai, focused on providing an exceptional service to all customers. With over 20 years' combined experience, founders Devin Hipkin, Tom Moon, and Craig Salmons have helped hundreds of people move home across the UK and the UAE. We believe that the real estate market and services currently offered within Dubai is in need of some improvement. With this in mind we feel if you receive honest advice from an experienced property professional, combined with prominent marketing of your home, you have the best chance of selling for the best price.

+971(­0) 4425­0600 9AM - 6PM SUN - THURS